🧾 The ₹99 Trap: How Small Subscriptions Are Slowly Killing Your Savings
Netflix: ₹649/month Spotify: ₹119/month YouTube Premium: ₹129/month Zomato Gold, Disney+, Hotstar, Amazon Prime, cloud storage, fitness apps… None of these feel expensive. But together? They’re draining your bank account faster than you realize. Welcome to the ₹99 Trap — a silent financial killer most Indians ignore. 💸 What Is the ₹99 Trap? It’s the false comfort of low-cost monthly subscriptions that add up quietly in the background. It feels affordable. It feels harmless. But when you subscribe to 7–8 services, you’re easily paying: ₹2,000–₹3,000/month ₹24,000–₹36,000/year And that’s without using half of them consistently. 🧠Why It's So Dangerous Set and Forget : Auto-debits mean you don’t feel the spending Low Entry Cost : ₹99 feels like nothing — so you don’t question it FOMO : Everyone around you is subscribed, so you feel left out “Free Trial” Trap : You forget to cancel, but they keep charging You’re bleeding cash monthly — withou...