🔁 The Salary Cycle Trap: Why You’re Always Waiting for the 1st
It’s the 25th of the month. You’re broke. UPI recharges get declined. Zomato looks expensive. You’re checking your salary credit date like it’s your birthday. Sound familiar? This is the Salary Cycle Trap — a financial pattern where your income is just a short stop between spending and stress. And it’s silently ruining your future. 🧠 What is the Salary Cycle Trap? It’s the repeating monthly loop of: Salary credited EMIs, subscriptions, bills auto-debited Spending spree for 10 days Financial panic from 15th onwards Waiting for next payday Even people earning ₹50,000 to ₹1 Lakh/month fall into this trap. Why? Because income doesn’t fix bad money systems. Discipline does. 🔍 Signs You’re Caught in It: You never have money left by month-end You rely on credit cards to survive the last week You say “I’ll save next month” — every month Your savings don’t grow, but your expenses do You fear unplanned expenses like the plague 💡 The Real Pro...