🏦 Why Most Indians Don’t Build Wealth (Even After 20+ Years of Working)
You work hard. You earn. You save a little. 20 years later, you wonder: “Where did all my money go?” This is the silent struggle of the Indian middle class — people who work for decades but never become financially free. It’s not because of bad luck. It’s because of five hidden wealth blockers that most people ignore. 🔍 1. Savings Without a Plan Is Just Parking Money Keeping money in a savings account feels safe. But it doesn’t grow . It barely beats inflation. Your money is getting older, but not richer. 🛠️ Fix it: Start SIPs, invest in index funds, and set goals for each rupee saved. 💳 2. Too Much Lifestyle, Too Little Legacy Upgraded phone, car, home, gadgets. No emergency fund. No health insurance. No investments. This “visible wealth” looks good today, but leaves you vulnerable tomorrow. 🛠️ Fix it: Build invisible wealth — the kind no one sees, but future-you thanks you for. 🧾 3. No Tracking = No Growth You can’t improve what you don’t measure....