How I Saved ₹1 Lakh in 6 Months With Zero Budgeting Apps (And You Can Too)
Spoiler alert: You don’t need spreadsheets, tracking tools, or budgeting apps to start saving serious money. In fact, ditching them might be the best thing you do this year. The Budget Burnout Problem Let’s be real—budgeting apps are supposed to help us take control of our money. But more often than not, they just remind us of how little we have left at the end of the month. After a few weeks of tracking every chai, Uber ride, and Zomato splurge, most of us abandon the app—and the plan. That’s exactly what I did. And that’s when my real savings journey began. The No-App, No-Spreadsheet Strategy That Worked In January 2025, I challenged myself to save ₹1,00,000 by June. No budget apps. No income-tracking software. Just a mindset shift and a few key decisions that made all the difference. Here’s what worked: ✅ 1. I Automated Everything (Before I Could Touch It) The moment my salary hit my account, 20% of it went straight into a separate savings account via a standing instruction....